Real Estate Investment Loans Built for California Investors
Fund Your Next Real Estate Investment With No Upfront Capital
Reliable Fix & Flip Financing and Long-Term Rental Loans
From competitive neighborhoods in Los Angeles and Orange County to high-demand corridors in the Bay Area/Silicon Valley, San Diego, and Sacramento, California offers a constant flow of investor opportunities. At Residential Capital Partners, we provide 100% financing for qualified borrowers, covering purchase and rehab up to 75% of ARV with no money down. Our unique lending approach allows real estate investors to act decisively and scale faster in California’s most dynamic submarkets.
Whether you're flipping single-family homes, expanding your buy-and-hold portfolio, or bridging the gap between deals, our private lending solutions are built for what smart investors need: fast, flexible, and reliable funding so you never miss out on a great opportunity.
Why California Investors Choose ResCap
As a direct, balance-sheet private lender, we fund and service every loan in-house. That means faster approvals, no third-party delays, and transparent loan terms. With decades of investor experience ourselves, we understand the importance of speed, transparency, and flexibility when trying to seize the right opportunity.
How we help you win:
- 100% Financing up to 75% ARV of both purchase and repair for qualified borrowers
- Quick Approvals & Fast Closings so you never miss out on a deal
- Transparent Loan Terms means no hidden fees and no surprises
- Experience You Can Trust from a team that understands real estate from the inside out
California Loan Programs
Fix and Flip Loans
We offer reliable, short-term funding to purchase and renovate single-family homes across California and beyond. From updating mid-century homes in San Fernando Valley, Long Beach, and Pasadena to cosmetic rehabs in Sacramento, Riverside, San Bernardino, or Fresno, our short-term funding helps you buy, renovate, and exit on schedule.
Long-Term Rental Property Loans
Build long-term wealth with our rental financing loan programs, ideal for California's strong and growing rental demand. Our long-term rental loans make it easier to purchase and hold quality single-family rentals with confidence.
Bridge Rental Loans
Need flexibility while you season a property or line up permanent financing? Our bridge loans provide the speed and short-term capital to keep your deals moving forward.
Where We’re Lending in California
- Los Angeles
- Long Beach
- Pasadena
- Glendale
- Santa Clarita
- Burbank
- Orange County (Irvine, Anaheim, Santa Ana, Tustin)
- San Diego County (San Diego, Chula Vista, Oceanside, Escondido, Vista)
- Bay Area (San Francisco, Oakland, San Jose, Fremont, Hayward, Concord, Walnut Creek)
- Sacramento/Roseville/Rocklin
- Inland Empire (Riverside, San Bernardino, Ontario, Rancho Cucamonga)
- Central Valley (Fresno, Bakersfield, Stockton, Modesto)
- Ventura
- Santa Barbara
- San Luis Obispo
- …and surrounding communities statewide.
Why California Works for Real Estate Investors
California blends deep employment bases and high renter demand across multiple metros: conditions that reward thoughtful renovations and well-located rentals. Buyers and tenants consistently respond to modern kitchens and baths, energy-efficient improvements, and flexible, work-from-home friendly space, helping investors capture premium rents and faster resales.
Ready to Fund Your Next Deal in California?
If you’re serious about growing in California, partner with a private lender that moves at your pace. At Residential Capital Partners, we deliver speed, transparency, and 100% financing up to 75% ARV for qualified borrowers so you can buy confidently and build long-term wealth across the Golden State.
Apply now or schedule a quick call to learn how we can help fund your next deal in California.
